Abstract :

Managing Asset – Liability Mix Is More Important For Stabilizing Indian Financial Market Which Is Witnessing The Increased Volatility Of Domestic Interest Rates As Well As Foreign Exchange Rates. After Liberalization Of Interest Rates, The Scenario Of Banking Sector Has Been Changed Due To Its Gap Between Assets And Liabilities. The Interest Rate Gap And Maturity Gap Pressuring The Management Of Banks To Maintain A Good Balance Among Spreads, Long –term Viability And Profitability. Apart The Banks Have To Operate In Competitive And Risky Environment Order To Grow And Survive Assetliability Management Has Become A Strategic Tool. Hence The Present Research Article Analyzes Four Banks Namely SBI, ICICI Bank, IDBI Bank And Karur Vysya Bank’s Asset – Liability Management Practices In Order To Manage Liquidity Risk, Interest Rate Risk And Foreign Exchange Risk Using Scenario Generation Model.

Published:

09-5-2026

Issue:

Vol. 26 No. 5 (2026)

Page Nos:

1002 - 1015

Section:

Articles

License:

This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.

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